Tax Calculator Ireland

The amount depends on your income, employment status, tax credits and personal circumstances. At a basic level, most single PAYE employees pay 20% on income up to €44,000 and 40% above that, plus USC and PRSI. However, the actual amount after all credits and deductions can vary significantly. Use the calculator above for an estimate, or contact us for a full review.

Gross salary is your salary before any deductions. Net salary — or take-home pay — is what you receive after income tax, USC and PRSI are deducted. For most PAYE employees in Ireland, the difference between gross and net is roughly 20–35%, depending on income level and applicable credits. Higher earners pay a larger proportion in tax due to the 40% higher rate band.

USC (Universal Social Charge) applies to gross income over €13,000 per year. It is charged at 0.5% on the first €12,012, 2% on the next €13,748, 4% on the next €47,840, and 8% above €73,600. Medical card holders and those aged 70+ pay a reduced maximum rate of 2%. USC is separate from income tax and PRSI — it is a third charge on your income that many people forget to account for when estimating take-home pay.

Yes. If you have overpaid tax in the past four years, you can claim a refund through Revenue's myAccount. Common reasons for overpayment include unclaimed Rent Tax Credit, medical expenses, remote working relief, flat-rate expenses, and credits not applied at source. Revenue does not automatically refund overpayments — you must claim them. We regularly recover refunds of €500–€2,000 for clients who have not reviewed their tax position for two or more years.

No. This calculator uses simplified assumptions to produce an estimate. Revenue's myAccount uses your actual income records, employer submissions, existing credits, and prior-year data to calculate your precise position. This calculator is useful for planning and awareness, but should not be used as the basis for tax decisions. For an accurate figure, contact us for a professional review.

Not necessarily — but many PAYE workers benefit from an annual tax review. PAYE employees who rent privately, work from home, have medical expenses, or have had changes in their circumstances often have unclaimed credits that Revenue will not automatically apply. Our PAYE review service checks every available credit and files a claim on your behalf. Most clients receive more in refunds than they pay in fees.